Open enrollment begins Oct. 15, but coverage decisions deserve early review because healthcare can become one of retirement’s largest expenses over time.
Start by reviewing medical bills, copays, premiums, and out-of-pocket costs to see whether your current plan still fits your needs well today.
Keep your prescription list current, since covered drug lists and pricing tiers can change annually and may affect next year’s best choice.
If your plan includes extra benefits, check whether you actually use them; unused gym access may signal a more cost-effective option available.
Think ahead about where you’ll live in 2027, because network limits can affect care access outside your home state for retirees who travel.
