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Frequently Asked Questions
We will review what’s important to you when it comes to healthcare. Compare plans & coverage benefits from both the public & private markets.
Please complete the pre-screening questionnaire with your basic contact, current coverage, and relevant health information. Once complete, email it to thomas.andrews@ushadvisors.com so we can prepare the most appropriate options for your consultation.
Your 30-minute consultation is completely free and comes with no obligation.
Yes. We can review your current plan alongside private-plan and marketplace options to help you understand what may fit your needs and budget.
I’m licensed to help clients in 32 states, including Virginia, Maryland, Florida, Texas, North Carolina, Pennsylvania, and more. While plan availability depends on your state of residence, PPO plans provide access to doctors and hospitals in all 50 states—with no referrals needed—so you can still access in-network care while traveling or working away from home.
We work with individuals and families who need clear, reliable health coverage outside of employer plans, as well as self‑employed professionals, freelancers, consultants, and 1099 contractors looking for flexible options. We also support mobile professionals who travel or work across multiple states and require dependable nationwide PPO access, along with small business owners who want to explore coverage solutions for themselves or their teams beyond standard marketplace offerings.
We help clients review health, dental, vision, and supplemental insurance options.
Our plans offer nationwide access, so you can use coverage across all 50 states. Plan availability depends on the states where I’m licensed, but the coverage itself is designed to work nationwide for eligible members.
One key difference is convenience: I can help you compare and coordinate medical, dental, and vision coverage in one place. With marketplace coverage, dental and vision often require separate carriers or extra steps, while here you can review your options together and choose what fits your needs best.
You do not need to buy a full package. Coverage is flexible, so you can choose medical, dental, vision, or other eligible options individually based on what you need.
Many PPO plans are more limited by state or local networks. The PPO options I offer are built for nationwide access, which gives clients more flexibility when they live, work, or travel across state lines.